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The Institute submits Access loss information for hundreds of passenger vehicles grouped by body style and size under six insurance coverages: collision, property damage liability, comprehensive personal injury protection, medical payment and bodily injury liability.

Auto insurance covers damage to vehicles and property in crashes plus injuries to the people involved in the crashes.

One way we can influence policy is through the rulemaking process of federal agencies such as the National Highway Traffic Safety Administration and Federal Motor Carrier Safety Administration, whose regulations have the force of law.

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The Institute actively participates in highway safety policy debates.

The six different types of coverages are defined here.

Fatality Facts are updated once a year, when the U. Department of Transportation releases data from the Fatality Analysis Reporting System.

The most current Fatality Facts and previous years going back to 2005 are available. Use the links below to access information on specific types of laws in the 50 states and the District of Columbia.

Choose from the list of topics below for overviews of key highway safety issues, along with compilations of IIHS and HLDI research, news and legal information on each topic.

Or use the tabs to go directly to Q&As, Fatality Facts, laws and regulations, HLDI insurance loss information or the comprehensive IIHS research bibliography.

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