Consolidating student loans lower interest

If you're getting unwanted calls from your lender or a collection agency, don't stick your head in the sand - talk to your lender!Lenders are supposed to work with borrowers to resolve problems, and collection agencies have to follow certain .Ignoring bills or serious problems can lead to default, which has severe, long-term consequences (see tip 6 for more about default.) 4.The grace periods for private student loans vary, so consult your paperwork or contact your lender to find out. If your lender needs to contact you and your information isn't current, it can end up costing you a bundle.Open and read every piece of mail - paper or electronic - that you receive about your student loans.

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Contact your school if you can't locate any records. Know Your Grace Period: Different loans have different .

A grace period is how long you can wait after leaving school before you have to make your first payment.

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