Friends working for other employers have coverage, but they do not.
State infertility insurance laws require coverage in fifteen jurisdictions.
Most plans will not cover artificial reproductive treatment unless compelled by a government authority.
Group healthcare plans represent the majority subject to mandates, and these plans are governed by the rules in the “In Situs” jurisdiction.
Surf over to any online forum for couples trying to conceive.
State infertility insurance mandates apply to plans based on where the policy is issued, not where the member lives or works.The important term to know and understand is “In Situs” – where the policy originates.